If you’ve been in a car accident that wasn’t your fault, you may be wondering if you need a lawyer. After all, the other driver’s insurance should cover your damages, right? Unfortunately, it’s not always that simple. Insurance companies often try to minimize payouts, and dealing with the claims process can be complicated and frustrating. That’s why having an experienced car accident attorney on your side can make a significant difference in your case. At Simon Bridgers Spires, our team of Atlanta car accident attorneys is here to help you navigate the legal process and ensure you receive the compensation you deserve.
Why You Should Consider Hiring a Lawyer
1. Insurance Companies Don’t Have Your Best Interests at Heart
Insurance adjusters work for the insurance company, not for you. Their goal is to settle claims for as little money as possible. They may downplay your injuries, question liability, or pressure you into accepting a quick but low settlement offer. An experienced attorney can negotiate with the insurance company on your behalf to ensure you receive a fair settlement.
2. You May Be Entitled to More Compensation Than You Realize
Many accident victims don’t realize the full extent of compensation they’re entitled to, including:
- Medical expenses (current and future)
- Lost wages and future earning potential
- Pain and suffering
- Emotional distress
- Property damage
- Loss of enjoyment of life
3. Proving Liability Isn’t Always Easy
Even if the other driver was clearly at fault, proving liability can be more complicated than you might expect. A skilled car accident attorney will gather evidence such as police reports, witness statements, traffic camera footage, and expert testimony to build a strong case in your favor.
4. Medical Bills and Expenses Can Add Up Quickly
Serious injuries from a car accident can lead to expensive medical treatments, surgeries, rehabilitation, and long-term care. An attorney can help ensure that all your medical expenses—both immediate and future—are factored into your claim.
5. You Could Face Delays or Denials from the Insurance Company
Insurance companies often delay processing claims, hoping that accident victims will become frustrated and accept a lower payout. If you’re facing delays, unfair tactics, or outright denials, an attorney can step in and take legal action to hold the insurance company accountable.
6. Legal Deadlines Could Affect Your Case
In Georgia, there is a statute of limitations for filing a personal injury lawsuit after a car accident. Typically, you have two years from the date of the accident to file a claim. Consulting with a lawyer as soon as possible ensures that all necessary legal steps are taken in a timely manner.
What If the Insurance Company Offers a Settlement?
If the at-fault driver’s insurance company offers you a settlement, you might be tempted to accept it right away. However, initial settlement offers are often much lower than what you actually deserve. Once you accept a settlement, you typically waive your right to pursue further legal action.
When You Should Definitely Hire a Lawyer
While it’s always beneficial to have legal representation, some situations make hiring a lawyer absolutely necessary, including:
- You suffered serious injuries requiring ongoing medical treatment
- The insurance company is disputing liability
- Your claim has been denied or undervalued
- The accident involved a commercial vehicle, rideshare, or uninsured driver
- You’re being pressured to accept a low settlement
How Simon Bridgers Spires Can Help
At Simon Bridgers Spires, we understand how overwhelming the aftermath of a car accident can be. Our Atlanta car accident attorneys are dedicated to fighting for your rights and ensuring you receive the compensation you deserve. When you work with us, we will:
- Conduct a thorough investigation of your accident
- Gather evidence to prove liability and damages
- Handle all communications with the insurance company
- Negotiate for the maximum settlement possible
- Take your case to court if necessary
Contact Us for a Free Consultation
If you were in a car accident that wasn’t your fault, don’t leave your financial future in the hands of the insurance company. Let the experienced team at Simon Bridgers Spires protect your rights and fight for the compensation you deserve. Contact us today for a free consultation and find out how we can help you through this difficult time.
Call us at (404) 259-7635 or contact us online today to schedule your consultation now.